The paper deals with index-based crop insurance as a tool for managing flood and drought risks in agriculture.We introduce a novel model for determining premium rates in HARD UNBLEACHED BREAD FLOUR index-based crop insurance which combines the loss cost method and the average yield method.The proposed model was applied to data related to the produc

This research produces a new product that can bring digital learning experiences to elementary schools in the form of learning media and can solve several existing problems.This research focuses on solving learning problems that are still teacher-centered, there is no variety of learning media, and learning facilities are incomplete.The aims of thi

With the objective of reducing the high incidence of iron deficiency anemia, the Brazilian National Health Surveillance Agency (ANVISA) adopted Resolution 344 in December 2002, which made the addition of iron and folic acid to all industrialized wheat and maize flours in Brazil compulsory.After a series of doubts about this universal measure of foo

This study was aimed to find out the kinds of code-mixing used by lecturers from some departments and the factors of using code mixing.This study was a descriptive qualitative analysis that attempted to describe the kinds of code-mixing and the factors.The participants of this study were lecturers from 4 different groups of Universitas Pamulang.The

Introduction2021 Global Initiative for Chronic Obstructive Lung Disease (GOLD) Reports recommends that patients with clinically significant symptoms and exacerbations of chronic obstructive pulmonary disease (COPD) should escalate to triple therapy, a combined use of inhaled corticosteroids (ICS), long-acting muscarinic antagonists (LAMA) and long-